My Total Rewards 2021

University of Minnesota Medical Center - West Bank and Fairview Southdale Hospital MNA RNs

Fairview offers total rewards to fit your life. We know you and your family have different personal and financial health needs at different stages in life. Employees authorized 32 or more hours per pay period enjoy a wide range of both traditional benefits and leading-edge rewards. You will enroll online at the time of hire and each year during Open Enrollment. During enrollment, you will make choices for medical, dental, and vision insurance, health care and dependent care flexible spending accounts, life insurance, and much more.

The information below is an overview. Additional information is available through Fairview’s Employee Service Center at 612-672-5050 or toll-free 877-903-5050.

Medical Insurance

Fairview offers five medical plan options. Or, you can enroll in one of three Minnesota Nurses Association (MNA) medical plans. Dependents are also eligible for coverage. Coverage is effective the first of the month following your date of hire, or on the first of the month if hired on the first of a month.

Twin Cities MNA Medical Plans

  • Care Team Plan: Offers 100 percent coverage for many services, following a copay. No coverage outside of your selected care team. (Managed care plan)
  • High Deductible Plan: Uses the PreferredOne Open Access Network. Lower premiums; deductible must be met before services are covered. Other providers covered at a lower level.
  • Open Access Plan: Self-refer to providers within the PreferredOne Open Access Network. Other providers covered at a lower level.

Fairview Medical Plans

Employees have five medical plans to choose from:

  • PreferredHealth Exclusive Provider Plan: A $0 deductible, traditional copay plan that uses a narrow network of providers; there is no out-of-network provider coverage.
  • PreferredHealth Copay Plan: A traditional copay plan that uses a narrow network of providers; providers in the Aetna Travel Network are covered as in-network providers when you are out of the PreferredOne service area.
  • PreferredHealth High-Deductible Plan: An annual deductible is required before this plan pays benefits; this plan uses a narrow network of providers. Providers in the Aetna Travel Network are covered as in-network providers when you are out of the PreferredOne service area. This plan allows you to contribute to a Health Savings Account (HSA) if you are eligible.
  • Open Access Copay Plan: A traditional copay plan that uses a broader network of providers.
  • Open Access High-Deductible Plan: An annual deductible is required before this plan pays benefits; this plan uses a broader network of providers. This plan allows you to contribute to a Health Savings Account (HSA) if you are eligible.

Provider networks:

  • PreferredHealth Network providers offer the highest level of coverage. This level of coverage applies to providers from HealthEast, Entira, Fairview, University of Minnesota Physicians, Vibrant and Fairview Physician Associates, as well as Children’s Hospital and Clinics and North Memorial.
  • PreferredOne Open Access 200 Network providers offer the highest level of coverage. Providers include members of the PreferredHealth Network as well as local competitors of HealthEast and Fairview.
  • Out-of-Network providers offer the lowest level of coverage, if any. You’ll need to pay a larger percentage of the total cost, a higher coinsurance percentage and higher annual out-of-pocket maximums. Fairview uses the Aetna Signature Administrators national provider network for discounted services. View providers at preferredone.com/aetna/asa/. There is no out-of-network coverage on the PreferredHealth Exclusive Provider plan.

View all provider directories

View medical benefit summaries

Premiums:

What you pay each pay period for medical insurance depends on how many people you cover, which plan you choose, and your tobacco status. View premium rates for each plan.

Health Savings Account (HSA)

Fairview partners with Optum for HSA administration. An HSA is a tax-advantaged account that allows you to set aside money to pay for eligible out-of-pocket health expenses not covered by your medical, prescription drug, dental, and vision plans. Some examples include copayments, deductibles, eyeglasses, hearing aids, and contacts.

If you choose to make contributions to your HSA, you must make an election each year during the Open Enrollment period. Annually, Fairview matches your HSA contributions, up to $500 for employee-only coverage and up to $1,000 for employee plus dependent(s) coverage. All contributions are made per pay period; you will not receive a Fairview contribution if you do not contribute to your own HSA.

In 2021, the combined employer/employee contributions cannot exceed $3,600 for single coverage or $7,200 for family coverage. Participants age 55 or older are eligible to contribute an additional $1,000.

Health Care and Dependent Care Flexible Spending Accounts

Fairview offers both Health Care Flexible Spending Accounts (Health Care FSA) and Dependent Care Flexible Spending Accounts (Dependent Care FSA). These accounts can help you save money by setting aside a portion of your income to pay for eligible medical expenses or day care expenses and reducing your taxable income. Coverage is effective the first of the month following your date of hire, or on the first of the month if hired on the first of a month.

Health Care FSA

A Health Care FSA allows you set aside a portion of your income (up to $2,750 for 2021) to pay for eligible medical expenses. Once you enroll in a limited or full Health Care FSA, you cannot drop or make changes to this benefit, unless you experience an eligible status change or qualifying life event. If you are enrolled in a Health Savings Account and a Health FSA, your Health Care FSA becomes a “limited purpose” Health Care FSA. This means your eligible expenses under the Health FSA are restricted to eligible dental and vision expenses only. Only the Health Care FSA allows a rollover of $550 into the next plan year; any amount over $550 will be forfeited.

Dependent Care FSA

A Dependent Care FSA allows you to contribute up to a maximum of $5,000 per plan year per household to reimburse yourself for most day care expenses.

Once you enroll in a Dependent Care FSA, you cannot drop or make changes to this benefit, unless you experience an eligible status change or qualifying life event.

Dental Insurance

Fairview offers two dental plan options, both administered by Delta Dental. Dependents are also eligible. Coverage is effective on the first of the month following four months of employment. View premium rates and benefits summaries for Fairview’s dental plans.

Vision Insurance

Employees have the option to enroll in the vision plan administered by VSP. Dependents are also eligible. Coverage is effective the first of the month following your date of hire, or on the first of the month if hired on the first of a month. View premium rates and benefits summaries for Fairview’s vision plan.

Life Insurance and Accidental Death and Dismemberment Insurance (AD&D)

Fairview partners with Securian Financial for life insurance administration. Employees authorized to work 32 or more hours per pay period are eligible. Basic life insurance coverage is effective the first of the month following your date of hire, or on the first of the month if hired on the first of a month. Your coverage amount is equal to two times your annual salary. Fairview pays the full cost of coverage. The IRS requires that any life insurance benefit valued over $50,000 must be included in income and is subject to applicable taxes. If your annual salary exceeds $50,000, you will see the taxation on your paycheck.

Optional life insurance coverage is available for purchase for you, your spouse, and dependent children. You may enroll in optional life insurance for up to six times your annual earnings to a maximum coverage of $1,250,000.

Please note: Life insurance rates for spouses are based on the Fairview employee’s date of birth.

AD&D insurance can be purchased as a supplement to employee optional life insurance. If you die as the result of an accident, your beneficiary will receive the amount of your AD&D coverage in addition to your basic and optional life insurance benefit. AD&D insurance may also pay all or a portion of your benefit if you are seriously injured in an accident.

It may be necessary to provide Evidence of Insurability (EOI) to obtain some levels of life insurance. Any coverage amount that requires EOI will not take effect until necessary approval is obtained through Securian.

Disability Insurance

For employees authorized at least 48 hours per pay period, disability insurance provides salary continuance in the event that you become disabled and are unable to work. Coverage is effective the first of the month following your date of hire, or on the first of the month if hired on the first of a month.

  • Short-Term Disability Insurance: A voluntary disability program is available. Nurses pay the premium.
  • Long-Term Disability Insurance: This benefit is equal to 65 percent of your salary up to $9,000 for a maximum benefit of $5,850 per month. Long-term disability coverage begins after three months of disability.

Voluntary Benefits

Fairview is pleased to offer a suite of voluntary benefits, including:

  • Accident Insurance: The MetLife Accident Plan can protect you and your family from the potential financial impact of an accident by helping to offset out-of-pocket costs, such as deductibles and coinsurance, which are not paid by your medical insurance carrier. Policies are designed to cover injuries and accident-related expenses such expenses as hospitalization, emergency room care, fractures, dislocations, surgery, and transportation.
  • Critical Illness Insurance: The MetLife Critical Illness Plan helps you and your family recover from the financial stress of surviving a critical illness. Policies pay a lump sum benefit for specific serious illnesses.
  • Hospital Indemnity Insurance: The MetLife Hospital Indemnity Plan offers you supplemental medical coverage that provides cash benefits to help offset expenses associated with the out-of-pocket costs of deductibles, coinsurance, and non-covered hospital services.
  • Identity Protection: Allstate Identity Protection protects you from unauthorized use or attempted misuse of an existing credit card or other existing account, and the misuse of personal information to open a new account or another fraudulent purpose.
  • Legal Plan: The ARAG Legal Plan offers you easy access to qualified attorneys in your area. Plan attorneys provide a wide range of legal services, covering most personal legal needs.

Premiums for these products are paid through post-tax payroll deductions

Retirement: Pension and 403(b) Plan

Fairview contributes to the Twin City Hospitals-Minnesota Nurses Association Pension Plan. You receive benefit and vesting credit for each year in which you work at least 1,000 hours. You become fully vested in the pension plan after five years of qualifying service. Special vesting and benefit credit provisions apply to nurses meeting certain eligibility requirements who terminate employment after Jan. 1, 1993. A summary plan description is available for every nurse by contacting Wilson-McShane Corporation, 952-854-0795.

All employees are eligible upon hire to contribute to a tax-deferred 403(b) voluntary retirement savings plan through Fidelity Investments. Fairview will match a portion of what you contribute to your 403(b) plan at the end of the year. The employer will match 50 cents per one dollar of your contribution to the plan to a maximum of one percent of your eligible annual salary. As an added benefit, this employer matching contribution is immediately 100 percent yours. There is no vesting period.

Fairview also offers a Roth option, which allows you to contribute after-tax dollars to your account at Fidelity and make potentially tax free withdrawals in retirement. 

Vacation time/Sick leave/Holidays

Vacation is available to regularly scheduled nurses with authorized hours after six months of continuous employment. Vacation schedule provides:

  • Two weeks paid vacation after one year of service
  • Three weeks after two years
  • Four weeks after five years
  • Four weeks and three days after 16 years
  • Five weeks after 21 years
  • Part-time nurses receive prorated vacation benefits

Fairview provides paid sick leave when you are ill and unable to work. Paid sick leave is also available to care for your ill child. Only employees who are authorized to work 32 hours or more per pay period are eligible for sick leave pay for personal illness. Only employees who are authorized to work 40 hours or more per pay period are eligible to use sick child leave benefits.

Eight hours of paid sick time are earned for each 173.3 hours worked (one full-time month).
You may accumulate up to 720 hours of sick leave.

Fairview recognizes seven holidays: New Year’s Day, Good Friday or Easter, Memorial Day, Fourth of July, Labor Day, Thanksgiving Day, and Christmas Day.

Regularly scheduled part-time and full-time nurses are also eligible for floating holidays each contract year (June-May). Full-time nurses receive a total of three floating holidays each year and part-time nurses receive two floating holidays.

Part-time nurses are eligible for a birthday holiday.

Part-time and casual nurses receive holiday pay for working on any of the holidays.

Pay Differentials

Shift differentials: Shift differentials vary from $1.50 up to $4.00 per hour depending on the shift schedule (rotating shifts or permanent evening or night assignments).

Weekend premium: Nurses are paid a $1.25 per hour premium for hours worked on any weekend shift, beginning at 3 p.m. on Friday and ending at 7 a.m. on Monday.

Charge pay: Nurses receive $2.00 per hour for assigned charge duty on any shift of at least four hours.

Night shift bonus: Full-time nurses who agree to work straight nights for at least six consecutive months receive 2 days off with pay for each six months of permanent night duty (prorated for part-time nurses).

Weekend bonus: Regularly scheduled nurses with authorized hours who work more weekend shifts than their alternate weekends are eligible for a $100 bonus for each additional eight-hour, non-scheduled weekend shift worked. A $50 bonus shall be paid for partial shifts of four and five hours. A $75 bonus shall be paid for partial shifts of six and seven hours.

Preceptor pay: Nurses receive $2.00 per hour when acting in an authorized preceptor capacity on any shift of work for at least four hours.

Professional Liability Insurance

Fairview provides all employees with professional liability insurance. The coverage is automatic and begins on the first day of employment. All employees are covered by professional liability insurance while performing assigned duties within the scope of their employment at Fairview.

Health and Wellbeing Resources

Fairview is committed to enhancing the health and wellbeing of Fairview employees and their families. You have several opportunities and resources to help you maintain and improve your personal health:

  • Employee Wellness Services: Access a variety of resources for fitness, nutrition, stress management, tobacco cessation, mindfulness, discounts, and more through the employee intranet, blog community, and activities both online and onsite.
  • Fairview Wellbeing Dollar Allowance: Fairview employees can take advantage of the Fairview Wellbeing Dollar Allowance Program. The allowance is:
    • $150 per year for non-benefit-eligible employees
    • $350 per year for benefit-eligible employees
    • $275 for TCMNA Medical Plan enrollees (those not enrolled in the plan would follow the $150/$350)
    The Fairview Wellbeing Dollar Allowance may be used towards qualified programs and services. Find details on the Fairview intranet’s Employee Wellbeing page, under Benefits & Services.
  • PreferredOne Fitness Advantage Discount: Get in shape and save money. Employees on a Fairview medical plan can save up to $20 a month on a gym membership when you work out 12 or more days each month (up to $40 per family).
  •  Healthy Savings: Eat healthy and save on your grocery trips this year. Fairview will continue to offer all employees a 25 percent discount on your fresh produce purchases up to $5 every week at participating grocery retailers. Sign up for your Healthy Savings card anytime. Find the link on the Employee Wellbeing page, located under Benefits & Services on the Fairview intranet.
  • Employee Assistance Program: Employees and family members receive up to six sessions of free, confidential short-term counseling, problem-solving, and referrals. Seek help for work or personal concerns including stress, anxiety, depression, relationship issues, and more.

Adoption Assistance

For benefit-eligible employees, Fairview reimburses adoption expenses up to $2,000 per adoption, per household. Reimbursement is paid upon finalization of the adoption.

Education and Training Programs

To support the career aspirations of our employees and others, Fairview partners with numerous education institutions to provide health care education and training programs. In the past, we have sponsored the following educational programs: clinical laboratory scientist, health unit coordinator, medical laboratory technician, nursing assistant (basic and advanced courses), nursing station technician, perianesthesia (PACU) nursing, perioperative registered nurse, phlebotomy, registered nurse, surgical instrument processing technician, radiology technologist, and ultrasound technician. In some instances, Fairview pays you a wage while you complete training.

Scholarships

Fairview partners with numerous schools to provide job training, and we offer more than 100 scholarships annually. Your dependents who are pursuing health care education also may qualify for a scholarship.

Tuition Assistance and Reimbursement

Through the tuition reimbursement plan, Fairview recognizes the importance of continuing education. Courses are approved if:

  • The course is taken at an accredited educational institution;
    • The employee satisfactorily completes the course; and
    • The degree or course enhances the employee’s current position or prepares the employee for a position that may be available at Fairview in the future.

Eligible employees may receive reimbursement in the amount of 100 percent of tuition and books up to $3,000 annually for degrees in nursing or 75 percent of the cost of tuition and books up to $2,000 annually for non-nursing degrees. Employees must agree to work at Fairview for one year after completion of course work.

Out of the tuition reimbursement, $750 may be used for workshops, courses and other education programs. The $750 is reimbursed at 100 percent.

Full-time nurses (1.0 FTE) receive three paid educational days per year for workshops, courses and other education and home-study programs. Part-time nurses may receive pro-rated workshop days.

Nurses authorized 32-79 hours per pay period may use that portion of the $750 for additional pay above their authorized hours at straight time for attending workshops, courses and other educational programs.

Reimbursement for home study programs will be paid as one hour of pay per one continuing education unit (CEU).

Fairview also offers a direct pay model called Tuition Assistance for eligible educational institutions. This means that Fairview will work directly with the learning institution to pay before you start class. You do not need to pay up front and get reimbursed later. If your educational institution does not participate in Tuition Assistance, you may still be eligible for reimbursement through this program. A two-year employment commitment applies to employees receiving a benefit from this program.

This is intended to provide a summary of benefits offered to Fairview employees. While Fairview believes the information included in this summary to be true, it is not intended to be all-inclusive nor is it intended to set conditions of employment. Fairview reserves the right to modify, change or reserve any part or parts of this information at any time. The language on this page is not intended to create, nor can it be construed to create, a contract between Fairview and its employees. The language in the insurance contracts and documents will prevail should there be a conflict of information.

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