Fairview offers total rewards to fit your life. We know you and your family have different personal and financial health needs at different stages in life. Employees authorized 48 or more hours per pay period enjoy a wide range of both traditional benefits and leading-edge rewards. You will enroll online at the time of hire and each year during Open Enrollment. During enrollment, you will make choices for medical, dental and vision insurance, health care and dependent care flexible spending accounts, life insurance, and much more.
The information below is an overview. Additional information is available through Fairview’s Employee Service Center at 612-672-5050 or toll-free 877-903-5050.
Fairview offers five medical plan options. Dependents are also eligible for coverage (proof of dependent status will be required upon enrollment of a new dependent). Coverage is effective the first of the month following your date of hire, or on the first of the month if hired on the first of a month.
Employees have five plans to choose from:
What you pay each pay period for medical insurance depends on how many people you cover, which plan you choose, and your tobacco status. View premium rates for each plan.
Fairview partners with Optum for HSA administration. An HSA is a tax-advantaged account that allows you to set aside money to pay for eligible out-of-pocket health expenses not covered by your medical, prescription drug, dental, and vision plans. Some examples include copayments, deductibles, eyeglasses, hearing aids, and contacts.
If you choose to make contributions to your HSA, you must make an election each year during the Open Enrollment period. Annually, Fairview matches your HSA contributions, up to $500 for employee-only coverage and up to $1,000 for employee plus dependent(s) coverage. All contributions are made per pay period; you will not receive a Fairview contribution if you do not contribute to your own HSA.
In 2021, the combined employer/employee contributions cannot exceed $3,600 for single coverage or $7,200 for family coverage. Participants age 55 or older are eligible to contribute an additional $1,000.
Fairview offers both Health Care Flexible Spending Accounts (Health Care FSA) and Dependent Care Flexible Spending Accounts (Dependent Care FSA). These accounts can help you save money by setting aside a portion of your income to pay for eligible medical expenses or day care expenses and reducing your taxable income. Coverage is effective the first of the month following your date of hire, or on the first of the month if hired on the first of a month.
A Health Care FSA allows you set aside a portion of your income (up to $2,750 for 2021) to pay for eligible medical expenses. Once you enroll in a limited or full Health Care FSA, you cannot drop or make changes to this benefit, unless you experience an eligible status change or qualifying life event. If you are enrolled in a Health Savings Account and a Health FSA, your Health Care FSA becomes a “limited purpose” Health Care FSA. This means your eligible expenses under the Health FSA are restricted to eligible dental and vision expenses only. Only the Health Care FSA allows a rollover of $550 into the next plan year; any amount over $550 will be forfeited.
A Dependent Care FSA allows you to contribute up to a maximum of $5,000 per plan year per household to reimburse yourself for most day care expenses.
Once you enroll in a Dependent Care FSA, you cannot drop or make changes to this benefit, unless you experience an eligible status change or qualifying life event.
Fairview offers two dental plan options, both administered by Delta Dental. Dependents are also eligible. Coverage is effective the first of the month following your date of hire, or on the first of the month if hired on the first of a month. View premium rates and benefits summaries for Fairview’s dental plans.
Employees have the option to enroll in the vision plan administered by VSP. Dependents are also eligible. Coverage is effective the first of the month following your date of hire, or on the first of the month if hired on the first of a month. View premium rates and benefits summaries for Fairview’s vision plan.
Fairview partners with Securian Financial for life insurance administration. Coverage is effective the first of the month following your date of hire, or on the first of the month if hired on the first of a month. Basic term life insurance is provided to you at no cost. You are eligible for one times your annual salary up to $250,000. The IRS requires that any life insurance benefit valued over $50,000 must be included in income and is subject to applicable taxes. If your annual salary exceeds $50,000, you will see the taxation on your paycheck.
Optional life insurance coverage is available for purchase for you, your spouse, and dependent children. You may enroll in optional life insurance for up to six times your annual earnings to a maximum coverage of $1,250,000.
Please note: Life insurance rates for spouses are based on the Fairview employee’s date of birth.
AD&D insurance can be purchased as a supplement to employee optional life insurance. If you die as the result of an accident, your beneficiary will receive the amount of your AD&D coverage in addition to your basic and optional life insurance benefit. AD&D insurance may also pay all or a portion of your benefit if you are seriously injured in an accident.
It may be necessary to provide Evidence of Insurability (EOI) to obtain some levels of life insurance. Any coverage amount that requires EOI will not take effect until necessary approval is obtained through Securian. Coverage is subject to benefit reductions after age 70.
Disability insurance provides salary continuance in the event that you become disabled and are unable to work. Coverage is effective the first of the month following your date of hire, or on the first of the month if hired on the first of a month. Disability insurance is provided to you at no cost.
Fairview is pleased to offer a suite of voluntary benefits, including:
Premiums for these products are paid through post-tax payroll deductions.
All employees are eligible upon hire to contribute to a tax-deferred 403(b) or 401(k) retirement savings plan with Fidelity Investments. This includes casual-status employees who would normally not be eligible for benefits. New hires will be automatically enrolled into the tax-deferred option at a three percent contribution level on the first pay date following 30 days of employment. Employees may opt-out of this automatic enrollment or change their contribution amount by contacting Fidelity at 1-800-343-0860 or www.netbenefits.com/Fairview. Any contributions made cannot be refunded.
Fairview also offers a Roth option, which allows you to contribute after-tax dollars to your account at Fidelity and make potentially tax free withdrawals in retirement.
Fairview contributions: For eligible employees meeting annual employer contribution requirements, Fairview contributes a discretionary (base) amount equal to three percent of your compensation each year to the plan. The discretionary (base) contribution is made annually, after year-end, and is subject to annual eligibility requirements.
For the discretionary (base) contribution, eligible employees are at least 21 years of age and have completed one year of employment with at least 1,000 hours of service.
In addition, Fairview will match employee contributions on a per pay period basis. Eligibility is immediate. Any contribution an eligible employee makes, up to six percent of their compensation, will be matched at 50 percent. This means you could earn an additional three percent matching contribution from Fairview (for a total of up to six percent employer contribution) if you contribute six percent or more to your retirement plan.
All employee contributions are immediately 100 percent vested. Fairview employer contributions are subject to this vesting schedule.
Eligible employees authorized to work 48 or more hours per pay period earn paid time off (PTO) hours. Compared to traditional vacation and sick programs, Fairview’s PTO program provides employees more choice in when and how to use time off. PTO hours are used for both scheduled time off (planned and scheduled in advance), as well as unscheduled time off (unexpected time off, such as illness or family emergency). View PTO accrual maximums for your job category.
Evening shift is considered any shift where the majority of the hours are worked after 3 p.m. and before 11 p.m. Night shift is considered any shift where the majority of the hours are worked after 11 p.m. and before 7 a.m. Check with your supervisor to determine if you are eligible for shift differential.
Fairview provides all employees with professional liability insurance. The coverage is automatic and begins on the first day of employment. All employees are covered by professional liability insurance while performing assigned duties within the scope of their employment at Fairview.
Fairview is committed to enhancing the health and wellbeing of Fairview employees and their families. You have several opportunities and resources to help you maintain and improve your personal health:
For benefit-eligible employees, Fairview reimburses adoption expenses up to $2,000 per adoption, per household. Reimbursement is paid upon finalization of the adoption.
To support the career aspirations of our employees and others, Fairview partners with numerous education institutions to provide health care education and training programs. In the past, we have sponsored the following educational programs: clinical laboratory scientist, health unit coordinator, medical laboratory technician, nursing assistant (basic and advanced courses), nursing station technician, perianesthesia (PACU) nursing, perioperative registered nurse, phlebotomy, registered nurse, surgical instrument processing technician, radiology technologist, and ultrasound technician. In some instances, Fairview pays you a wage while you complete training.
Fairview partners with numerous schools to provide job training and we offer more than 100 scholarships annually. Your dependents who are pursuing health care education also may qualify for a scholarship.
Through the tuition reimbursement plan, Fairview recognizes the importance of continuing education. Courses are approved if:
Fairview provides tuition and initial certification reimbursement for eligible employees.
Employees working at least 48 hours per pay period may receive reimbursement for up to 100 percent of the cost of tuition and books, up to $3,750 annually. Employees must agree to work at Fairview for two years after completion of course work.
Fairview also offers a direct pay model called Tuition Assistance for eligible educational institutions. This means that Fairview will work directly with the learning institution to pay before you start class. You do not need to pay up front and get reimbursed later. If your educational institution does not participate in Tuition Assistance, you may still be eligible for reimbursement through this program. A two-year employment commitment applies to employees receiving a benefit from this program.
This is intended to provide a summary of benefits offered to Fairview employees. While Fairview believes the information included in this summary to be true, it is not intended to be all-inclusive nor is it intended to set conditions of employment. Fairview reserves the right to modify, change or reserve any part or parts of this information at any time. The language on this page is not intended to create, nor can it be construed to create, a contract between Fairview and its employees. The language in the insurance contracts and documents will prevail should there be a conflict of information.